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Welcome Tax Calculator

Welcome tax calculator: estimate the land transfer duties due when buying a property in Quebec, using each municipality's official 2026 rates.

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Estimate the welcome tax (droits de mutation) payable when purchasing property in Quebec, using each municipality's official 2026 rates.

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View 2026 welcome tax rates

Other Quebec municipalities

Up to $62,9000,5 %
$62,901 to $315,0001,0 %
Over $315,0001,5 %

* A municipality may set a higher rate (max 3%) on the portion exceeding $500,000. Check with your municipality.

Ville de Laval

Up to $62,9000,5 %
$62,901 to $315,0001,0 %
$315,001 to $500,0001,5 %
Over $500,0003,0 %

Ville de Montréal

Up to $62,9000,5 %
$62,901 to $315,0001,0 %
$315,001 to $552,3001,5 %
$552,301 to $1,104,7002,0 %
$1,104,701 to $2,136,5002,5 %
$2,136,501 to $3,113,0003,5 %
Over $3,113,0004,0 %

Ville de Québec

Up to $62,9000,5 %
$62,901 to $315,0001,0 %
$315,001 to $500,0001,5 %
$500,001 to $750,0002,5 %
Over $750,0003,0 %

Ville de Gatineau (since February 25, 2026)

Up to $62,9000,5 %
$62,901 to $315,0001,0 %
$315,001 to $500,0001,5 %
Over $500,0003,0 %
Estimated Welcome Tax - -

Bracket Breakdown

BracketRateTax

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Where these figures come from

The calculators on this site apply the Quebec rules in force: transfer duty brackets by municipality, CMHC insurance premiums based on the down payment, the legal minimum down payment, the GDS and TDS ratios Canadian lenders use, and the stress test rate. The calculation runs entirely in your browser: no amount you enter is sent anywhere or stored.

What a calculator cannot do

The result is an estimate, not a mortgage pre-approval, not a certified appraisal and not tax advice. A lender decides on your full credit file, your proof of income and the nature of the property. Scales and rates change during the year. Check any figure that matters with your lender, your notary or your accountant before committing. The limits of these tools are set out in the terms of use.

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