Is Now a Good Time to Sell My House in Laval?

No indicator decides for you whether now is a good time to sell your house in Laval, or in Montreal. Three measures help you judge: in the third quarter of 2026, Centris counts 848 sales in Laval (-15%) and 1,545 active listings (+10%); the policy interest rate is 2.25%; the rest depends on your situation.

Is it a good time to sell a house? Three measures, not a verdict

A “good time” does not exist in general: it exists for one property, one area and one household. No one can predict it. Two of its three measures can be read in a dated publication; the third, at your lender’s and your accountant’s.

The same grid applies in Montreal. On the Island, in the same quarter, Centris counts 3,344 sales (-13%) and 10,490 active listings (+12%). For the metropolitan area as a whole, APCIQ (the Quebec Professional Association of Real Estate Brokers) writes in its October 14, 2026 press release: “Higher supply combined with lower sales further eased market conditions.”

The Laval market in Q3 2026: what APCIQ measures

The number of sales does not, on its own, tell you who has the advantage. APCIQ uses another measure: months of inventory, meaning the average number of active listings over the last 12 months divided by the average monthly sales over the same period. Below 8 months, the market favours sellers; from 8 to 10, it is balanced; above 10, it favours buyers. Here are single-family homes in Laval, by price range.

Source: APCIQ residential barometer, third quarter of 2026, Montreal metropolitan area, page 27 (Laval), table 3, last 12 months. Thresholds and definitions: page 65 of the same document.

APCIQ classifies all five ranges as a seller’s market. The most active, from $470,000 to $790,000, records 140 sales per month on average for 2.8 months of inventory. The $950,000 and up range is the closest to the balanced threshold, at 7.2 months.

A measure of the past, not a forecast. APCIQ specifies that this calculation “eliminates fluctuations due to the seasonal nature” of listings and sales, and that the resulting conditions “reflect the situation of the past 12 months.” It adds that this measure is different from the average selling time. On Centris’s Laval page, that time is 36 days for single-family homes in the quarter (-2 days), 57 days for condos (+3) and 58 days for plexes (+7).

Condos are read separately. Centris counts 236 condo sales in the quarter, 26% fewer than in the third quarter of 2025. The barometer does not publish months of inventory by price range for this category, but the October 14 press release is explicit: for condos, “Laval and Vaudreuil-Soulanges are also approaching balanced thresholds.” The neighbourhood-by-neighbourhood detail is in the Laval real estate market by sector.

To see which range your house falls into, the home value estimator gives an order of magnitude. It is neither an appraisal nor a comparative market analysis.

In your city: where active listings are rising

Same question, same measure, city by city: sales in the quarter and active listings, all residential categories, then the selling time for single-family homes.

Source: Centris real estate statistics for Laval, the Island of Montreal, Le Vieux-Longueuil, Saint-Hubert, Greenfield Park, Brossard, Terrebonne, Lachenaie, La Plaine, Mascouche, Repentigny, Le Gardeur, Blainville, Mirabel, Saint-Jérôme and Saint-Eustache, third quarter of 2026, meaning July to September. Changes compare with the same quarter of 2025; changes in days are expressed in days. “n.p.”: not published, because Centris has too few transactions to produce the figure. Centris publishes no total for the city of Longueuil, only for its three boroughs. The Montreal row covers the whole island, demerged cities included.

Supply is up on every row. Active listings increase on all 16 rows of the table, from 8% in Blainville to 102% in Greenfield Park.

Sales rise on only two rows: La Plaine (+9%) and Mascouche (+5%). Brossard does not move. Everywhere else, they fall, by as much as 25% in Saint-Hubert.

The single-family selling time is under 40 days on every row where Centris publishes it, except on the Island of Montreal (51 days) and in Brossard (43). It lengthens by 12 or 13 days in Le Vieux-Longueuil, in the Repentigny sector and in Mirabel.

In Laval, neighbourhood by neighbourhood, supply falls in only three neighbourhoods out of the twelve where Centris publishes the change: Vimont (-9%), Laval-des-Rapides (-4%) and Fabreville (-1%). The largest increases are in Sainte-Rose (+60%, with sales up 21%), in Pont-Viau (+41%) and in Saint-Vincent-de-Paul (+34%). For a seller, these figures describe something concrete: the number of properties a buyer sees at the same time as yours.

Interest rates and the October 28 announcement

As of October 20, 2026, the Bank of Canada’s policy interest rate is 2.25%. It has not moved since the 0.25 point cut of October 29, 2025: all six announcements of 2026 held it there, the last one on September 2. The next one is scheduled for October 28, 2026, together with the Monetary Policy Report, and the last of the year for December 9. A change takes effect the day after it is announced.

Two limits. The Bank writes that it carries out monetary policy “by influencing short-term interest rates,” by adjusting the target for the overnight rate: it does not announce your buyer’s mortgage rate. And no one publishes the October 28 decision in advance: waiting for an announcement means waiting for information, not for a known result. I am not a mortgage broker: for the rate on your own next purchase, talk to your lender or to a mortgage broker.

Your situation: three figures the market does not give you

The prepayment penalty. According to the Financial Consumer Agency of Canada, your lender may charge it if you pay off your whole mortgage before the end of the term, for example when you sell your home. It is usually the higher of two amounts: three months’ interest or the interest rate differential. If you are buying again, ask whether the loan can be transferred to the new property. The Agency’s advice is simple: check the actual amount with your lender. The calculation is detailed in the mortgage penalty, with the math.

Tax, if the house has not always been your principal residence. According to the Canada Revenue Agency, if the property was solely your principal residence for every year you owned it, you generally have no tax to pay on the gain. The sale must still be reported, on Schedule 3 and on Form T2091(IND), and the part of the gain tied to the years not designated must be reported. A housing unit held for less than 365 consecutive days before the sale falls under the flipped property rule: the gain is deemed to be business income, except in the case of certain life events. For a plex, a cottage or a house held for less than a year, the sale can therefore have a tax consequence: have it checked by an accountant before you sign.

Your purchase plan. If you are buying again in the region, the city table works for you too: in Laval, 792 single-family homes were active listings in the quarter, 17% more than a year earlier. The clauses that coordinate the two transactions are in selling before buying in Quebec.

The asking price. The OACIQ specifies that, to determine fair market value, the broker must in particular carry out a comparative analysis with other similar properties recently sold in the same area. For the duration of the brokerage contract, the broker must advise and inform the seller so that the seller can adjust the price as the market evolves.

If the question comes from a mortgage renewal or an estate, read five cases where keeping costs more than selling; if it comes from your own household, see the six personal signals.

Best time to sell a house: the season in Laval

September 2026 is the most recent month published. According to APCIQ’s monthly statistics, Laval recorded 288 sales in September, 17% fewer than in September 2025, with 694 new listings (+13%) and 1,728 active listings (+18%). September therefore had fewer sales and more properties for sale than a year earlier.

The season changes sales volume and selling time; APCIQ’s months of inventory are calculated over 12 months precisely to neutralize that effect. The month-by-month picture for Laval is in selling your home in winter in Quebec, and fourteen months of metropolitan data are in when to list your property in Montreal.

Frequently asked questions

Is now a good time to sell a house in Laval? No data makes the decision for you, but the Q3 2026 measures are known. Over the last 12 months, APCIQ classifies every single-family price range in Laval as a seller’s market, from 1.7 to 7.2 months of inventory, while Centris shows supply rising (+10%) and sales falling (-15%). Your penalty, your taxes and your plans do the rest.

What is the best time of year to sell a house? No month guarantees a price. Sales and selling times vary with the season, and APCIQ calculates its market conditions over 12 months precisely to remove that effect. The month matters mostly for your own calendar: moving date, end of your mortgage term, leases if it is a plex.

Is it a good time to sell property in Montreal? The same three measures apply. On the Island, in Q3 2026, Centris counts 3,344 sales (-13%) and a single-family selling time of 51 days. The APCIQ barometer classifies single-family homes there as a seller’s market, except at $1,220,000 and up, which is balanced at 9.1 months. For condos, according to the October 14 press release, conditions on the Island now sit “on the threshold between a balanced and a buyer’s market.”

Good time to sell a house: should I wait for the October 28 announcement? No one knows the decision in advance. It does not change the measures already published, which cover completed sales; it can change the cost of your next purchase, a figure to have your lender calculate.

To go further, read the Laval real estate market by sector and the mortgage penalty in Quebec, and find out how long it takes to sell a house in Laval and whether you can buy a house before selling yours in Laval.

Want the market measure for your address? I prepare a free comparative market analysis, with the sales and listings in your area. Write to me. Service in French, English and Arabic.

Georges Matar

Residential Real Estate Broker · RE/MAX DU CARTIER INC.

Contact Georges